Living within Your Means


Wednesday, November 16, 2005

Bible Verses to Live On - the frugal and live below your means

Proverbs 17:18 - A man lacking in judgment strikes hands in pledge and puts up security for his neighbor.

- This means that don't give out a loan to those who cannot pay - Those who accept that kind of loan will be more likely to go deeper in debt. A high percentage of Americans are in this kind of debt.

Proverbs 13:22 - A good man leaves an inheritance for his children's children
- Get a will especially if you have a family - doesn't matter if it's your nephew or whatever. All that hard-earned money you have done in your life should go to someone who would benefit from it. Not our local, state or federal government should get all of our money if we die without a will.

Luke 14:28 - Suppose one of you wants to build a tower. Will he not first sit down and estimate the cost to see if he has enough money to complete it?
-Don't get a expensive McMansion if you can't make the payments or will struggle to make the payments. A good example of this is paying PMI because the bank knows you don't have enough money to pay it. A good example of this - getting a 30 years mortgage is terrible, its better to get a 15 years mortgage. (well I'm guilty of this, I do have a 30 years mortgage but I add principal payments to this so it reduces the number of years to 15 - that was before I was changed)

Another time - I will add more bible verses to this. It helps to have God be involved in your life, your work place, your financials, your moments in life. Think about him constantly and don't let sidetracked by our worldly matters.


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  • What derails so many of our good intentions is that we find it hard to make decisions today that will serve us well in the future. So we spend today rather than save for tomorrow.

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